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Episode 40 Kelly McGrath – The Peace Building Lawyer Among Us

Kelly McGrath Law is here to help you. Let’s Get You Some Financial Peace!

 If you’re barely able to pay your bills, or if you’re falling behind, you’re not alone and it’s not your fault. The country is going through a crisis and we want you to feel supported.

 You can get out of this financial struggle with help and you do not have to shoulder this alone. Family and friends are often more understanding than you might think!

Talk to those you love and share the burden of your financial stress. And if you’re depressed or thinking of suicide, call the National Suicide Prevention Hotline at 1-800-273-8255. This struggle is temporary and there are places you can go to help with your financial burden.

If the amount you owe has become an overwhelming burden in your life, here’s how filing for bankruptcy gives you a fresh start and lets you breathe again: 

  • Bankruptcy is a legal process that can wipe out or restructure many of your debts.
  • Your current income level determines what kind of bankruptcy you qualify for. Either your unsecured debt is forgiven (Chapter 7 Bankruptcy), or restructured on manageable, low-interest terms (Chapter 13 Bankruptcy).
  • Filing immediately protects assets you depend on such as your home and the vehicle you need.
  • Bankruptcy also protects your wages from being garnished by any credit card companies
  • After bankruptcy is complete, credit for high-ticket necessities can become available as quickly as within 3 months. Mortgages no later than 4 years.

Here’s what you need to know about repossession:

  • The state can legally repossess a vehicle after just ONE delinquent payment.
  • The creditor does NOT have to notify you or take you to court to repossess your vehicle.
  • They can just come get your car anytime if you’re behind on payments, without notice.

Here’s the deal with falling behind on your house payment:

  • A mortgage lender has to file a lawsuit to begin foreclosure.
  • The homeowner will receive a summons if this happens, and they’ll have 20 days to respond before the foreclosure happens.

If you’re struggling to make ends meet, get support – call for a free consultation about your debt

Kelly McGrath, Esq. – (850) 273-8698 – website www.kellymcgrathlaw.com

Or, if you just want to talk to someone about other legal problems and get some advice, call Kelly McGrath, Esq. at (850) 273-8698. Kelly is trained in Nonviolent Communication and will give you compassionate legal counsel focusing on your needs.

Today’s program was brought to you by Replay Fitness, Inc. helping women age 50 and older to retire happy and feel good again.  Please send your email to [email protected] to join our waitlist and be informed when new sessions are open.

If you’ve already subscribed to The Cup of Glo Podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to: Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, and Dominic “Freaky Neek” Rollins.

 

 

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Episode 39 The Cup of Glo’s Hot 10 Reading Recommendations to Enter 2021

The Vaccine is coming!  You’re getting ready for fun times again! Imagine, lounging in your cabana on the beach, with a book, from The Cup of Glo’s Hot 10 Reading Recommendations to enter 2021.  A couple of the authors have been our guests on this podcast, directly sharing knowledge with us.  Others are still on the list for invitations.  In either case, their written words are what’s happening now.

Title number 1 is:  Encore! A Boomer’s Guide to Rocking Your Retirement by: Marilyn Myrick Watson who was our guest on Episode 22.  You may recall Marilyn’s witticisms as she moved us through her stories. One statement on her book cover is: “This ain’t your grandma’s retirement.”  Oh, so true, Marilyn. That is so true.

Title #2 Escapades of a Belly Dancer Volume One – The Empath, by Belle South and Title #3 Escapades of a Belly Dancer Volume – Two – The Book of Dave, Online Dating Gone Bad, also by Belle South

Titles 2 & 3 are brought to us by Janis David who was our first guest, on the first episode of The Cup of Glo Podcast.  Janis is an extraordinary woman with an extraordinary zest for life.  Spoiler alert!  There’s an element of Steamy in each book.

Title #4 Don’t Forget Your Sweater, Girl, Sister to Sister Secrets for Aging with Purpose and Humor and Title #5 Don’t Forget Your Lipstick, Girl, Sister to Sister Secrets for Gaining Confidence, Courage, and Power. Both titles 4 & 5 were written by Dr. Marilou Ryder and Jessica Thompson. You will find terrific insights in each book and get nuggets of encouragement as you move through your aging processes.

Title #6 Happy Healthy…Dead, Why What You Think You Know About Aging is Wrong and How to get it Right by Noelle C. Nelson.  You will get many tips, stories, and resources about living happy and healthy regardless of age including highlights of individuals from age 65 to 117.

The next 2 books are about high-profile personalities who you may have seen in the media several times in 2020 and may continue to see during 2021.  Title #7 Lead from the Outside, How to Build Your Future and Make Real Change by Stacey Abrams and Title #8 Higher is Waiting by Tyler Perry.

The next and final 2 books may be for you, if you are considering starting a new venture or pivoting within your current activities in 2021. Title #9 Start Ugly, A timeless tale about innovation & change by Chris Krimitsos.  The message will help you overcome any fear of trying something new. Quite simply as stated on page 93, you don’t have to be perfect to start.

Title #10 Published: The Proven Path from Blank Page to Published Author by Chandler Bolt.  If you’ve made it this far, you’ve proven that you like reading books.  However, I believe that you many also have a desire to write your own book.  In fact, I know that you have a great book within you.  You are unique and your stories can inform, inspire, and entertain us.  This book is designed to help you write and publish your first book.

There you have it.  Our Hot 10 reading recommendations.  Send us your comments about them at www.cupofglo.com

Today’s program was brought to you by Replay Fitness, Inc. helping women age 50 and older to retire happy and feel good again.  Please send your email to [email protected] to join our waitlist and be informed when new sessions are open.

If you’ve already subscribed to The Cup of Glo Podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to: Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, and Dominic “Freaky Neek” Rollins.

 

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Episode 38 Aakeem Bennett – Honoring a Woman of Impact

If I were to ask you to talk about one woman who’s impacted your life who would you pick?  If someone were to recognize you publicly for the impact you’ve had on his or her life, how would you feel?

We’re in for a treat today as our guest Mr. Aakeem Bennett will honor the Milestone Diva who is a woman of impact in his life.

Aakeem Bennett is a young professional, in Tallahassee, Florida. He’s an accounting graduate and advocate for Flagler College-Tallahassee, where he established the Future Business Leaders of America (FBLA).  This group has gone on to place first in numerous speaking and business competitions nationally.

Aakeem is also a member of Toastmasters International and is active in Division H, in Tallahassee, where he practices speaking and leadership skills.  The Milestone Diva who he’s honoring is his mother, Gail Akins.

Today’s program was brought to you by Replay Fitness, Inc. helping women age 50 and older to retire happy and feel good again.  Please send your email to [email protected] to join our waitlist and be informed when new sessions are open.

If you’ve already subscribed to The Cup of Glo Podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to: Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, and Dominic “Freaky Neek” Rollins.

 

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Episode 36 Your Retirement Mindset – Part 5 Counting Cash

What are some indicators of wealth you had growing up?

A friend asked me that question recently.

At first, I thought It’s all about money, Millions and billions of dollars.  If you define wealth as living in a mansion, owning a private jet and having a personal banker at your beck and call then my family was definitely not wealthy.  If you describe wealth as having enough food and clothing, comfortable housing, and loving parents then I experienced wealth growing up as well as continued the happy family life with my own kids.  The reality is, that your interpretation of wealth is unique to you.

Think about your ideas about money when you were in your twenties or thirties compared to your fifties and sixties.  The amount of cash, also known as money, is the greatest measure of success, wealth, and a fabulous life in our society.  However, counting your cash, flaunting it or even hording it does not guarantee happiness or fulfillment.

For that, you need to build relationships with family and friends, find hobbies and interests to explore or purpose your purpose.  Spend your retirement years using your cash to enjoy the life it can provide.  Ask yourself, how can I serve rather than how much cash do I have?

Today’s program was brought to you by Replay Fitness, Inc. offering life transition and retirement coaching services.

Your transition may be a job change, divorce, widowhood, empty nest or retirement.  If you’re ready to own your power, feel good again or develop your retirement mindset, for your best phase yet.  Please join our waitlist at [email protected] to be informed when new sessions are open.

If you’ve already subscribed to The Cup of Glo Podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to:  Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, and Dominic “Freaky Neek” Rollins.

 

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Episode 35 Your Retirement Mindset – Part 4 Choosing Comfort

Ray Lewis is attributed with the quote:

“Before anything great is really achieved, your comfort zone must be disturbed.”

Are you cheating yourself or holding yourself back due to fear or getting too comfortable?  As you move through your 2nd or 3rd Act or 4th Quarter, open yourself to change, try new things, get out of your comfort zone.

The following are two quotes from anonymous, for your consideration:

“By leaving your comfort zone behind and taking a leap of faith into something new, you find out who you are truly capable of becoming.”

“Feel the fear and do it anyway.”

Today’s program was brought to you by Replay Fitness, Inc. offering life transition and retirement coaching services.

Your transition may be a job change, divorce, widowhood, empty nest or retirement.  If you’re ready to own your power, feel good again or develop your retirement mindset, for your best phase yet.  Please join our waitlist at [email protected] to be informed when new sessions are open.

If you’ve already subscribed to The Cup of Glo Podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to: Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, and Dominic “Freaky Neek” Rollins.

 

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Episode 34 Your Retirement Mindset – Part 3 Creating Contentment

Have you ever noticed that certain people seem to be content and in control all the time?  It seems as if stressful situations bounce off of them rather than knock them down.  Even in retirement they appear happy, joyful and free.  It’s never too late for you to have contentment in your life as well.

First, you need to start identifying what you want… and why you believe you will be happier if you have it. Will it really make you happy? Or will you just get it, have a temporary period of happiness, and then start desiring something else? After you identify your desires, the next step is to find out if they are YOUR desires or if you’ve been programmed to think you want them.

The good news is you have a choice. Happiness is a choice! You can learn to control your emotions so you can feel good NOW, no matter what’s going on in your life. I know, this sounds really hard. When things are going on around you that are painful or scary or stressful, it can be hard to find your footing and remember that there are things you can do to be happy in the moment while creating contentment for the longer term.

Today’s program was brought to you by Replay Fitness, Inc. offering life transition and retirement coaching services.

Your transition may be a job change, divorce, widowhood, empty nest or retirement.  If you’re ready to own your power, feel good again or develop your retirement mindset, for your best phase yet.  Please join our waitlist at [email protected] to be informed when new sessions are open.

If you’ve already subscribed to The Cup of Glo Podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to: Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, and Dominic “Freaky Neek” Rollins.

 

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Episode 32 Your Retirement Mindset-Part 1 Cultivating Community

Imagine, that you’re taking a break from checking your morning email when you notice the retirement countdown clock, at the corner of your desk.  The clock was a joke from one of your actively retired friends, 2 years earlier.  At this moment the clock reads, 665 Days, 7 Hours, 30 Minutes and 40 Seconds.  You’re suddenly in a state of panic.

Financially, you’re good to go.  All annuities are sufficiently funded, your Social Security strategy is in place, and your checking, savings and emergency fund accounts are just where you want them.  Dave Ramsey, Chris Hogan and Suze Orman would have no issues with you.  However, you’ve neglected to plan your transition from pre-retirement to post-retirement activities.  What are you going to do?  How are you going to feel the first morning after the giddiness of your retirement party has worn off and you wake up with freedom from your alarm clock, a morning commute or even a scheduled team meeting?  You are not alone.

On this podcast, we always provide opportunities to recognize and celebrate birthdays with our listeners by offering a fun story or fun birthday trivia.  Today’s birthday trivia is:  Noisemakers were used to scare away evil spirits and demons on someone’s birthday.

Today’s program was brought to you by Replay Fitness, Inc. offering life transition and retirement coaching services.

Your transition may be a job change, divorce, widowhood, empty nest or retirement.  If you’re ready to own your power, feel good again or develop your retirement mindset, for your best phase yet.  Please join our waitlist at [email protected] to be informed when new sessions are open.

If you’ve already subscribed to The Cup of Glo Podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to: Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, and Dominic “Freaky Neek” Rollins.

 

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Episode 30 Adventures in Travel During COVID 19 with Ann Head-Ortega

How many times have you heard the statement when I retire, I will…?  Go ahead fill in the blank. I will take that cruise to Alaska or I will go to Australia or I will buy a new car.  I will, I will, I will.

Our guest today, Ann Head-Ortega is a doer and she’s done many of the things that some of us are still dreaming about.  Especially, travel the globe.  Ann is the first born of six in a military family. Each sibling was born in a different state or country. Her father’s ancestry was NW European, particularly English, Irish, and Swedish and raised in Sarasota, FL.  Her Mother was born in Puerto Rican, and raised in Maui, Hawaii.

Ann has 3 children.  Her eldest daughter was born in the Canal Zone in 1971. Her second daughter was born in St Augustine, FL in 1980, and her son was also born in St Augustine in 1982.

Ann retired with 22 years military service from the Florida Army Guard in 1998. She retired from the U.S. Department of Justice, in Jan 2006 with 35 years federal service. In 2017, after 12 years as a substitute teacher, she actually became a retiree.

Ann was born into a traveling family, and says, that she “still sincerely enjoys traveling.”

The Cup of Glo Podcast is brought to you by Replay Fitness, Inc. https://replayfitnessfga.com helping women age 50 and older to find their Power!  When we can find that state of being within ourselves, that manifests confidence, boldness, enthusiasm, playfulness and wisdom, then we’ve found our power, which is ours and only ours to use and share as only we can.

If you’ve already subscribed to the podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to:

Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, and Dominic “Freaky Neek” Rollins.

 

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Episode 29 Eat Right and Survive the Holidays with Rachel Mohler

One way for us to own our power and have successfully aging is to pay attention to what we eat.

In this episode we’re featuring Rachel Mohler the owner and founder of Eat Right with Rachel, LLC.  Rachel works with both individuals and families to assist them in achieving their nutritional goals.  Rachel holds a Bachelor of Science and a Master of Science in the Science of Nutrition from the Florida State University.  Rachel completed her dietetic internship at The Florida State University in 2013.

Rachel is a Registered Dietitian (RD) through the Academy of Nutrition and Dietetics and licensed in the state of Florida.  Rachel is currently the Supplemental Nutrition Assistance Program-Education coordinator for the state of Florida with the Department of Children and Families.

She was the Summer Food Service Program Director at the Florida Department of Agriculture and Consumer Services for 5 years. Rachel has also served as the Director of Nutrition and Programs at America’s Second Harvest of the Big Bend, Inc, which is the food bank in Tallahassee, FL.

Rachel currently serves on the nominating committee for the Panhandle Academy of Nutrition and Dietetics and is a former president of the Graduate Student Advisory Council at the Florida State University. Rachel also received the Academic Leadership Award due to the successful events and fundraisers that benefited the student body at Florida State University and the community.

The Cup of Glo Podcast is brought to you by Replay Fitness, Inc. https://replayfitnessfga.com helping women age 50 and older to find their Power!  When we can find that state of being within ourselves, that manifests confidence, boldness, enthusiasm, playfulness and wisdom, then we’ve found our power, which is ours and only ours to use and share as only we can.

If you’ve already subscribed to the podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to:  Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, and Dominic “Freaky Neek” Rollins.

 

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Episode 25 Celebrating September

September has more to offer than Labor Day.

For those of us who are still working and the rest of you who can only remember your days of employment, the first Monday in September, which is Labor Day is/was a welcomed day to behold.  It’s the first national paid day off after a long spell since Independence Day in July.  Also, by Labor Day, football season for all levels, pros, college, high school and more are in full force.  Bringing with it tailgate parties, fans wearing team jerseys and other apparel representing their team of choice, socializing and most importantly celebrations.

Since the novel Corona virus COVID 19 and social distancing have entered our lives, we’ve had to modify our celebrations.  Luckily, September is loaded with days of observances that we can enjoy with or without others around.  Here are five of them, in chronological order for your consideration, although none are paid days off like Labor Day, one or two may spark your interest.

National Grandparents Day is always celebrated on the first Sunday after Labor Day.  This year it’s today, September 13th.. The purpose of the day is to honor grandparents, give them an opportunity to show love for their grandchildren and help children become aware of the strength, information, and guidance older people can offer.

9/18 – Bright Pink Lipstick Day is a fundraiser run by The Pink Hope Charity, in Australia, to bring awareness to breast and ovarian cancer.

9/21 – World Gratitude day is about being thankful and showing appreciation.

9/30 – National Women’s Health & Fitness Day focuses on the importance of regular physical activity and health awareness for women.

9/30 – International Podcast day celebrates the power of podcasting.

The Cup of Glo Podcast is brought to you by Replay Fitness, Inc. https://replayfitnessfga.com helping women age 50 and older to find their Power!  When we can find that state of being within ourselves, that manifests confidence, boldness, enthusiasm, playfulness and wisdom, then we’ve found our power, which is ours and only ours to use and share as only we can.

If you’ve already subscribed to the podcast, thank you!  If you haven’t subscribed already, please subscribe so you will be notified when new episodes have been posted.

Special thanks to: Goldie Sound Productions www.goldiesound.com Producers: Barrington “DJ Plae” Fowler, Dominic “Freaky Neek” Rollins and Brandon Moore.